body
{
    clip: rect(0px, 0px, 0px, 0px);
	padding: 0px;
	margin: 0px;color:#122948;
	/*background:#fff url('images/fading_background_22.png') top left repeat-x;*/
	background-color:#a8b9d2; 
}
h1,ul,li {
	padding: 0px;
	margin: 0px;color:#0a3068;
}
ul 
{
margin-left:15px;	
}
ul li
{
}
#TOPwrapper
{
width: 860px; 
height:95px;
padding-top:0px;
background-color:#0A246A;
margin:0px auto ;
}
#CONTENTwrapper
{
width: 860px; 
margin:0px auto;
}
.first
{
width:28%;
vertical-align: top ;
background-color:#e8edf0;
}
.second
{
width: 71%;
vertical-align: top ;
background-color:#f6f7f9;
}
#FOOTERwrapper
{
width:860px; 
height:50px;
background:#0A246A url('images/footer_bg.jpg') top left repeat-x;
margin:0px auto ;
color:#fff;
}
#FOOTERwrapper ul {
width: 100%;
margin:0px;
height:50px;
}
#FOOTERwrapper ul li
{
padding:15px;
float:left;
}
#FOOTERwrapper a
{
color:#fff;
}
#FOOTERwrapper a:hover
{
text-decoration:none;
}